Hours of Operation

Mon-Fri 9am-5pm, Sat Closed, Sun Closed

Investment Planning, Tax Mgmt & Estate Planning

Products and Services

The financial management process with Gary J Delorenzo, CFP, MSFS begins with an in depth evaluation of your current financial situation. Once we've established your overall objectives, we'll focus on your specific goals. With changing economic conditions and market swings, we advocate investing sensibly over the long term and maintaining an adequate level of insurance coverage. We work with you side by side so that you're confident in and comfortable with the financial suggestions we make.
We serve individuals and businesses in all areas of financial management, including:

Retirement planning

* Making the Most of Your Employer-Sponsored Retirement Plans and IRAs
* Determining How Much You Need To Retire Comfortably
* Managing Assets Before and During Retirement

Tax management

* Making Sure You Don't Pay A Penny More Than the Law Requires
* Looking For Ways to Help Reduce Your Current and Future Tax Burden
* Referring You to Qualified Tax Specialists

Estate planning

* Reviewing Your Wills and Trusts
* Helping Preserve Your Estate for Your Intended Heirs
* Helping with Beneficiary Designations
* Reducing Exposure to Estate Taxes and Probate Costs
* Coordinating With Your Tax and Legal Advisors

Risk Management
* Reviewing Existing Insurance Policies
* Recommending Policy Changes When Appropriate
* Finding the Best Policy for Your Situation

Education Funding

* Recommending Investment and Accumulation Strategies

About Clear Horizon Group, LTD

Clear Horizon Group, Ltd. is an unbiased and independent financial consulting firm. Being independent allows us to supply you and your company with the widest range of financial products and services available. For over 25 years Clear Horizon Group, Ltd. has been a trusted partner to our clients.

Our firm recognizes that many issues are crucial to the success and life of an organization. In our experience many of these issues are being overlooked by the business community, specifically the new Pension Protection Act and ERISA Fiduciary Liability.

Addressing high costs of healthcare is corporate America's chief budgetary concern. We successfully duplicate our client's current benefits with savings up to 25% on their health care costs.

In addition, many tax laws are overlooked. We customize tax planning solutions for our clients leading to financial opportunities and tremendous tax advantages. Today, as never before, it is imperative to find a trusted ally and partner who can help you understand your current positions and formulate the most appropriate solutions for your unique situations.

Our President, Gary J. DeLorenzo, CFP, MSFS believes that tax planning, wealth management, retirement planning, and estate conservation should be top priorities for individuals, families and corporations of all ages and income ranges. Because many people regard financial planning as complex and confusing, they often miss out.